At Monially, we are all about making life easier for you, that’s why our loan products exist specifically for your personal, educational and relocation needs.
We provide instant access to soft loans in a completely seamless and stress-free manner. The fun part is, it’s as easy as ABC, literally! All you have to do is download our app and process your loan request and voila! You have your loan request sent to us for approval! Easy-peasy!
RATES AND REQUIREMENTS
We offer you short to long-term loans to cater for your financial needs both personal and business. Our offers range from 100,000 to 10,000,000 without collateral. Our payback period can be from 60days and above depending on your loan eligibility.
However, we only give loans to people above 21 years of age who are also employed with a stable income. We may also require that you submit your bank statement and a valid identification document.
FOR EXAMPLE;
If you get a personal loan product of N100,000 to pay back over a 1-month tenor at an interest rate and fees of 3% to 15% per month (36% APR), you will be paying back N3000 to N15,000 in interest. Making your total Principal + Interest repayment of N103,000 to N115,00 only.
We may ask that you provide us with your guarantor and bank statement details along with some other documentation but the process is completely seamless and stress-free. All you need do is download the app and get started.
Too good to be true? Then, you had better try us out!
WANT TO TALK TO US?
Please feel free to reach out to us via our social media platforms to share your feedback, thoughts and requests! Or better still call us on 08186904676, we’d love to hear from you so we can know how to improve our services to suit your needs better.
BORROW RESPONSIBLY
When processing your loan request for eligibility, we look at several signals, such as your credit score, past loan performance, etc. We require that loan applications be filled with the correct information as any falsification could delay your loan request, or you may be blacklisted. In addition, for cases of fraud, you may be reported to the authorities.